Financial Management

Financial ManagementPWM Financial Management’s experienced consultants will provide you with the right financial planning advice for your needs. Ask yourself whether you are adequately protected in terms of:

  • Business Assurance:
    Do you have an enforceable buy-and-sell agreement in place with your business partners?
    Do you have key personnel whose services you need to retain?
  • Business Coaching:
    Do you need advice on the structures within your business?
    Do you have a business contingency plan in place?
  • Estate Planning:
    Are you confident that your dependants will be financially secure after your death?
    Is there sufficient liquidity to meet your estate’s financial obligations?
  • Investments:
    Do you have a balanced investment portfolio?
    Do you know how your retirement funds are invested and the tax implications thereof?
  • Retirement Planning:
    Do you know how much capital you need to retire comfortably?
    Are you aware that a pension or provident fund is not necessarily sufficient?
  • Short Term Insurance:
    Are you sure that you are paying competitive premiums?
    Is your insurance correctly structured to cover all risk areas?

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Six-Step Financial Planning Process

PWM Financial Management follows a thorough financial planning process:

  1. Establish and define professional relationship with client.
  2. Gather client data.
  3. Analyse information.
  4. Prepare and present recommendations and solutions.
  5. Implement solutions.
  6. Review and monitor the plan.

Click here to take the first step